Our Industry Insights
Resources to support retirement income leadership
The Last Mile of Retirement
The behavioral challenges facing pre-retirees and retirees, along with an action plan for recordkeepers, plan sponsors, financial wellness providers, and retirement plan advisors.
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The Pieces Already Exist - A Practical Default Approach to DC Plan Retirement Income
Significant effort has been and continues to be invested in developing innovative retirement income solutions and products.
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Why account aggregation is the missing link to in-plan retirement income
How fragmented savings accounts undermine income solutions and what plan sponsors, advisors and record keepers do about it
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Navigating the Decumulation Phase
Bank of America: Educational Series. Navigating the Decumulation Phase: Retirement Income Solutions in DC Plans
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Secure 2.0 Act of 2022 and Present Law
The Senate passed the 2023 Consolidated Appropriations Act, including SECURE 2.0, expanding retirement plan reforms.
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Retirement Trends
As larger numbers of Americans near retirement age, a renewed focus on retirement income is expected.
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Delivering Additional Income
An easy way for sponsors and advisors to improve financial wellness and retirement readiness programs.
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Effective Due Diligence
This paper highlights some of the critical issues and questions that companies may consider as they evaluate guaranteed lifetime income options.
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Spending too Fast
Focus on different strategies that will produce a ‘safe’ withdrawal rate for individuals who participate in their employer’s 401(k) or 403(b) retirement plans.
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Industry Expert Clips
Insights from PLANSPONSOR Webcasts
Mary Schmidy
Listen to an excerpt from Marty Schmidt, from a PLANSPONSOR Webcast, highlighting where the market is now.
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Martha Terjera
Listen to an excerpt from Martha Tejera, from a PLANSPONSOR Webcast, underlining key questions Sponsors are asking.
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business analytics
Marketing is lost without analytics
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- Organizational structure model
- Feasibility study
- Business process models
What we do
Creating long-term value with entrepreneurial intelligence! Our main goal is growth.
Piter Bowman
Creative Director
IRIC provides a framework and evaluation tools so that retirement income products can be easily understood and compared by plan sponsors and consultants.
IRIC’s evaluation framework brings clarity to a complex landscape, helping plan sponsors and consultants assess retirement income solutions in a consistent and practical way.
The IRIC evaluation tools provide a thoughtful structure for comparing retirement income products and understanding how they fit within a broader plan strategy.
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